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INSURANCE PREMIUMS

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The criminal justice system can be daunting, but you don’t need to go through it alone. Our Criminal lawyers are here to guide you every step of the way.

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Impact on Insurance Premiums

Conviction of impaired driving, over 80, or refuse breath sample will result in a significant increase in your automobile insurance premiums. In fact, you may not be able to secure an insurance policy.

Classified as a “high-risk” driver in the Province of Ontario, an individual is usually required to obtain insurance from Facility Association. Facility Association will typically add a surcharge of 100% of the normal premiums for the first three years following a conviction. However, the surcharge can be increased up to 250% if the individual is a repeat offender or if there was multiple convictions relating to the same incident (such as careless driving).

For detailed no-charge 30 minute consultation with an experienced lawyer at Neuberger & Partners LLP, please contact our office online or call 416-364-3111.

Criminal Law

Over Three Decades Of Practice

Founded in 1993, Neuberger & Partners LLP is a high profile Toronto law firm with exclusive focus on criminal law. Our lawyers have represented clients in simple, complex and high-profile cases throughout the Greater Toronto Area and across Ontario.

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Impaired & Other Driving Offences

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NrLawyers Blog

The Fine Print of Police Statements: Navigating Section 715.1 in Sexual Assault Cases

September 19th, 2025

In cases involving allegations of section 715.1 in sexual assault cases against children or vulnerable persons, it’s...

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Partial Recordings, Whole Consequences: Harnessing Digital Evidence in Court

September 19th, 2025

Harnessing digital evidence in Court in the digital age, more and more criminal cases, especially those involving...

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Western University Incident Demands Urgent Action on Campus Antisemitism

September 12th, 2025

From the Desk of Joseph Neuberger, Neuberger & Partners LLP Recent revelations emerging from Western University are...

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Joseph Neuberger Named Among Canada’s “Top 25 Most Influential Lawyers” & Recognized by Best Lawyers in Criminal Defence

September 5th, 2025

Toronto, ON, September 3, 2025 — Joseph A. Neuberger, managing partner at Neuberger & Partners LLP and one of...

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