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INSURANCE PREMIUMS

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The criminal justice system can be daunting, but you don’t need to go through it alone. Our Criminal lawyers are here to guide you every step of the way.

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Impact on Insurance Premiums

Conviction of impaired driving, over 80, or refuse breath sample will result in a significant increase in your automobile insurance premiums. In fact, you may not be able to secure an insurance policy.

Classified as a “high-risk” driver in the Province of Ontario, an individual is usually required to obtain insurance from Facility Association. Facility Association will typically add a surcharge of 100% of the normal premiums for the first three years following a conviction. However, the surcharge can be increased up to 250% if the individual is a repeat offender or if there was multiple convictions relating to the same incident (such as careless driving).

For detailed no-charge 30 minute consultation with an experienced lawyer at Neuberger & Partners LLP, please contact our office online or call 416-364-3111.

Criminal Law

Over Three Decades Of Practice

Founded in 1993, Neuberger & Partners LLP is a high profile Toronto law firm with exclusive focus on criminal law. Our lawyers have represented clients in simple, complex and high-profile cases throughout the Greater Toronto Area and across Ontario.

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Impaired & Other Driving Offences

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NrLawyers Blog

Prior Consistent Statements: Was it Spontaneous?

October 7th, 2024

Joseph Neuberger & Diana Davison   In the recent decision of R. v. R.A., 2024 ONCA 696, the Ontario Court of...

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The Supreme Court of Canada Confirms the Crown’s Limited Right of Appeal from Acquittal and Outlines Nuanced Approach to the Assessment of Chokeholds

August 13th, 2024

Nick Whitfield and Joseph Neuberger, Neuberger & Partners LLP In R v Hodgson 2024 SCC 25, the Supreme Court of Canada...

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Lack of Detail is Not Evidence of a Sexual Assault

July 2nd, 2024

In R. v. Patel, 2024 NSCA 40 the Crown unsuccessfully appealed an acquittal on a number of grounds. One rejected ground was...

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Absence Of Motive Is Not Proof Of Guilt

July 2nd, 2024

In R. v. Clyde, 2024 ONCA 113 the Court of Appeal overturned a jury conviction due to an improper linkage by the Crown in...

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