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INSURANCE PREMIUMS

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The criminal justice system can be daunting, but you don’t need to go through it alone. Our Criminal lawyers are here to guide you every step of the way.

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Impact on Insurance Premiums

Conviction of impaired driving, over 80, or refuse breath sample will result in a significant increase in your automobile insurance premiums. In fact, you may not be able to secure an insurance policy.

Classified as a “high-risk” driver in the Province of Ontario, an individual is usually required to obtain insurance from Facility Association. Facility Association will typically add a surcharge of 100% of the normal premiums for the first three years following a conviction. However, the surcharge can be increased up to 250% if the individual is a repeat offender or if there was multiple convictions relating to the same incident (such as careless driving).

For detailed no-charge 30 minute consultation with an experienced lawyer at Neuberger & Partners LLP, please contact our office online or call 416-364-3111.

Criminal Law

Over Three Decades Of Practice

Founded in 1993, Neuberger & Partners LLP is a high profile Toronto law firm with exclusive focus on criminal law. Our lawyers have represented clients in simple, complex and high-profile cases throughout the Greater Toronto Area and across Ontario.

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Impaired & Other Driving Offences

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NrLawyers Blog

New provision relating to Peace Bonds as of April 8, 2025

April 17th, 2025

Grace Condello, Neuberger & Partners LLP Bill S-205 received Royal Assent on October 10, 2024 and introduced several...

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50 Shades of Consent

March 17th, 2025

Michael Bury & Nick Whitfield Under current Canadian law, an individual cannot consent to the infliction of bodily harm...

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Authenticating Digital Evidence

February 6th, 2025

Joseph Neuberger and Michael Bury, Neuberger & Partners LLP With the widespread use of smartphones and social media,...

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Search and Seizure: The Supreme Court of Canada Expands the Definition of Exigent Circumstances

January 30th, 2025

Nick Whitfield and Joseph Neuberger, Neuberger & Partners LLP The Supreme Court of Canada in R v Campbell 2024 SCC 42...

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