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INSURANCE PREMIUMS

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The criminal justice system can be daunting, but you don’t need to go through it alone. Our Criminal lawyers are here to guide you every step of the way.

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Impact on Insurance Premiums

Conviction of impaired driving, over 80, or refuse breath sample will result in a significant increase in your automobile insurance premiums. In fact, you may not be able to secure an insurance policy.

Classified as a “high-risk” driver in the Province of Ontario, an individual is usually required to obtain insurance from Facility Association. Facility Association will typically add a surcharge of 100% of the normal premiums for the first three years following a conviction. However, the surcharge can be increased up to 250% if the individual is a repeat offender or if there was multiple convictions relating to the same incident (such as careless driving).

For detailed no-charge 30 minute consultation with an experienced lawyer at Neuberger & Partners LLP, please contact our office online or call 416-364-3111.

Criminal Law

Over Three Decades Of Practice

Founded in 1993, Neuberger & Partners LLP is a high profile Toronto law firm with exclusive focus on criminal law. Our lawyers have represented clients in simple, complex and high-profile cases throughout the Greater Toronto Area and across Ontario.

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Impaired & Other Driving Offences

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NrLawyers Blog

Lack of Detail is Not Evidence of a Sexual Assault

July 2nd, 2024

In R. v. Patel, 2024 NSCA 40 the Crown unsuccessfully appealed an acquittal on a number of grounds. One rejected ground was...

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Absence Of Motive Is Not Proof Of Guilt

July 2nd, 2024

In R. v. Clyde, 2024 ONCA 113 the Court of Appeal overturned a jury conviction due to an improper linkage by the Crown in...

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The Court of Appeal for Ontario Confirms Low Bar for Authenticating Electronic Evidence at Trial

July 2nd, 2024

Nick Whitfield, Neuberger & Partners LLP In the recent decision R v MSA, 2024 ONCA 477, the Court of Appeal for Ontario...

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The Use of Common-Sense Assumptions at Trial

March 19th, 2024

Joseph Neuberger and Diana Davison In the recent decision R. v. Kruk, 2024 SCC 7, the Supreme Court refused to recognize a...

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